The Impact of Parental Involvement In Attachment Style And Financial Self- Efficacy In Young Adults

Abstract

This study explores the influence of perceived parental involvement on attachment styles and financial self-efficacy among young adults aged 18–25. A cross-sectional survey design was employed with a sample of 105 college students from the Delhi NCR region. Data were collected using the Parental Bonding Instrument, Adult Attachment Style Scale, and the BCFP Financial Well-Being Scale. Chi-square tests revealed significant associations between both father and mother involvement types and participants’ attachment styles. One-way ANOVA results further indicated that parental involvement significantly predicted levels of financial self-efficacy, with paternal involvement showing a stronger effect. Participants who perceived their parents—especially fathers—as supportive and autonomy-granting were more likely to report secure attachment and higher financial self-efficacy. These findings emphasize the critical role of early parenting in fostering both emotional stability and financial competence, offering important implications for educational institutions, counselors, and future longitudinal research.